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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $137,563 | $114,119+20.5% | $107,187+28.3% | $138,895-1.0% |
| Participation rate | 77.3% | 78.1%-0.8pp | 75.0%+2.3pp | 79.9%-2.6pp |
| Annual return | 9.46% | 273.21%-263.7pp | 204.55%-195.1pp | 145.39%-135.9pp |
| Employer contribution / active EE | $2,740 | $4,059-32.5% | $3,782-27.6% | $4,194-34.7% |
| Participant deferral / active EE | $4,332 | $5,538-21.8% | $5,096-15.0% | $6,396-32.3% |
| Admin fee / account holder | $61,343 | $10,024+512.0% | $9,162+569.5% | $12,562+388.3% |