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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $197,555 | $72,273+173.3% | $101,275+95.1% | $79,856+147.4% |
| Participation rate | 68.8% | 68.5%+0.3pp | 75.8%-7.1pp | 69.6%-0.9pp |
| Annual return | 13.97% | 22.30%-8.3pp | 46.48%-32.5pp | 31.71%-17.7pp |
| Employer contribution / active EE | $3,107 | $2,691+15.5% | $3,660-15.1% | $2,471+25.7% |
| Participant deferral / active EE | $7,267 | $3,282+121.5% | $4,371+66.3% | $3,741+94.3% |
| Admin fee / account holder | $90,340 | $4,401+1952.6% | $5,948+1418.8% | $5,306+1602.5% |