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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $203,733 | $97,761+108.4% | $83,850+143.0% | $135,382+50.5% |
| Participation rate | 81.8% | 80.0%+1.9pp | 76.1%+5.7pp | 82.6%-0.8pp |
| Annual return | -58.76% | 1287.44%-1346.2pp | 850.92%-909.7pp | 519.77%-578.5pp |
| Employer contribution / active EE | $4,754 | $4,222+12.6% | $3,631+30.9% | $4,779-0.5% |
| Participant deferral / active EE | $10,336 | $4,682+120.7% | $4,082+153.2% | $5,609+84.3% |
| Admin fee / account holder | $41,932 | $6,674+528.3% | $5,478+665.4% | $10,829+287.2% |