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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $253,909 | $168,635+50.6% | $147,617+72.0% | $125,389+102.5% |
| Participation rate | 83.3% | 88.8%-5.4pp | 84.6%-1.3pp | 83.2%+0.1pp |
| Annual return | -2.46% | 77.65%-80.1pp | 61.98%-64.4pp | 282.24%-284.7pp |
| Employer contribution / active EE | $241 | $6,252-96.2% | $5,564-95.7% | $4,866-95.1% |
| Participant deferral / active EE | $5,209 | $5,507-5.4% | $4,895+6.4% | $5,352-2.7% |
| Admin fee / account holder | $240,117 | $13,580+1668.1% | $11,612+1967.9% | $9,541+2416.7% |