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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $187,287 | $217,432-13.9% | $185,851+0.8% | $167,553+11.8% |
| Participation rate | 92.9% | 86.1%+6.8pp | 81.7%+11.1pp | 82.1%+10.7pp |
| Annual return | 1.99% | 148.43%-146.4pp | 122.11%-120.1pp | 478.89%-476.9pp |
| Employer contribution / active EE | $10,957 | $5,874+86.5% | $5,168+112.0% | $4,840+126.4% |
| Participant deferral / active EE | $9,066 | $6,357+42.6% | $5,569+62.8% | $6,343+42.9% |
| Admin fee / account holder | $15,360 | $19,820-22.5% | $16,245-5.4% | $12,316+24.7% |