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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $312,172 | $181,896+71.6% | $156,551+99.4% | $273,972+13.9% |
| Participation rate | 77.8% | 88.4%-10.6pp | 84.0%-6.2pp | 83.0%-5.2pp |
| Annual return | 12.39% | 30.74%-18.4pp | 32.23%-19.8pp | 41.46%-29.1pp |
| Employer contribution / active EE | $1,158 | $6,248-81.5% | $5,501-79.0% | $4,869-76.2% |
| Participant deferral / active EE | $8,221 | $5,550+48.1% | $4,871+68.8% | $5,287+55.5% |
| Admin fee / account holder | $23,271 | $15,560+49.6% | $13,028+78.6% | $10,133+129.7% |