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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $452,906 | $211,105+114.5% | $178,449+153.8% | $145,978+210.3% |
| Participation rate | 100.0% | 80.8%+19.2pp | 77.1%+22.9pp | 80.3%+19.7pp |
| Annual return | 16.85% | 30.19%-13.3pp | 27.09%-10.2pp | 550.52%-533.7pp |
| Employer contribution / active EE | $18,315 | $4,569+300.9% | $3,951+363.6% | $4,662+292.9% |
| Participant deferral / active EE | $17,833 | $6,959+156.3% | $6,277+184.1% | $6,690+166.6% |
| Admin fee / account holder | $3,670 | $12,017-69.5% | $10,362-64.6% | $13,400-72.6% |