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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $452,906 | $211,288+114.4% | $178,540+153.7% | $145,884+210.5% |
| Participation rate | 100.0% | 80.8%+19.2pp | 77.1%+22.9pp | 80.3%+19.7pp |
| Annual return | 16.85% | 30.27%-13.4pp | 27.15%-10.3pp | 551.85%-535.0pp |
| Employer contribution / active EE | $18,315 | $4,574+300.4% | $3,953+363.3% | $4,662+292.8% |
| Participant deferral / active EE | $17,833 | $6,967+156.0% | $6,281+183.9% | $6,690+166.6% |
| Admin fee / account holder | $3,670 | $12,105-69.7% | $10,424-64.8% | $13,392-72.6% |