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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $356,653 | $202,460+76.2% | $169,385+110.6% | $139,456+155.7% |
| Participation rate | 100.0% | 81.1%+18.9pp | 77.2%+22.8pp | 80.3%+19.7pp |
| Annual return | 19.19% | 532.07%-512.9pp | 405.82%-386.6pp | 373.45%-354.3pp |
| Employer contribution / active EE | $5,918 | $4,691+26.1% | $4,012+47.5% | $4,753+24.5% |
| Participant deferral / active EE | $15,000 | $6,938+116.2% | $6,221+141.1% | $6,711+123.5% |
| Admin fee / account holder | $2,665 | $10,719-75.1% | $9,011-70.4% | $11,407-76.6% |