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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $114,201 | $154,228-26.0% | $145,433-21.5% | $137,256-16.8% |
| Participation rate | 76.5% | 83.8%-7.3pp | 82.1%-5.6pp | 80.0%-3.5pp |
| Annual return | 16.82% | 74.59%-57.8pp | 66.58%-49.8pp | 220.34%-203.5pp |
| Employer contribution / active EE | $4,840 | $4,804+0.7% | $4,554+6.3% | $4,156+16.5% |
| Participant deferral / active EE | $9,906 | $8,216+20.6% | $7,897+25.4% | $6,407+54.6% |
| Admin fee / account holder | $3,078 | $14,344-78.5% | $13,129-76.6% | $12,270-74.9% |