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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,054 | $160,040-56.2% | $147,096-52.4% | $145,877-52.0% |
| Participation rate | 82.4% | 84.0%-1.7pp | 82.2%+0.2pp | 80.3%+2.1pp |
| Annual return | 12.98% | 98.49%-85.5pp | 419.75%-406.8pp | 551.28%-538.3pp |
| Employer contribution / active EE | $4,709 | $5,289-11.0% | $4,936-4.6% | $4,663+1.0% |
| Participant deferral / active EE | $9,365 | $8,429+11.1% | $8,071+16.0% | $6,691+40.0% |
| Admin fee / account holder | $1,932 | $15,050-87.2% | $13,005-85.1% | $13,402-85.6% |