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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,853 | $29,670+61.3% | $56,054-14.6% | $80,911-40.9% |
| Participation rate | 14.0% | 41.7%-27.7pp | 52.5%-38.5pp | 67.6%-53.6pp |
| Annual return | 19.93% | 35.24%-15.3pp | 1705.95%-1686.0pp | 35.63%-15.7pp |
| Employer contribution / active EE | $624 | $670-6.9% | $1,039-40.0% | $2,756-77.4% |
| Participant deferral / active EE | $1,922 | $1,227+56.7% | $1,952-1.5% | $4,297-55.3% |
| Admin fee / account holder | $61 | $2,431-97.5% | $2,822-97.8% | $6,935-99.1% |