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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,451 | $32,117-83.0% | $71,089-92.3% | $64,173-91.5% |
| Participation rate | 35.5% | 42.7%-7.2pp | 54.6%-19.2pp | 69.6%-34.1pp |
| Annual return | -16.47% | -5.57%-10.9pp | 650.65%-667.1pp | 7.63%-24.1pp |
| Employer contribution / active EE | $330 | $712-53.7% | $1,088-69.7% | $2,381-86.1% |
| Participant deferral / active EE | $797 | $1,263-36.9% | $1,873-57.4% | $3,470-77.0% |
| Admin fee / account holder | $23 | $2,759-99.2% | $3,082-99.3% | $4,887-99.5% |