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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,991 | $34,316-68.0% | $74,722-85.3% | $72,975-84.9% |
| Participation rate | 32.0% | 42.4%-10.4pp | 54.5%-22.5pp | 69.5%-37.5pp |
| Annual return | 29.21% | 26.58%+2.6pp | 753.11%-723.9pp | 81.01%-51.8pp |
| Employer contribution / active EE | $553 | $692-20.1% | $1,084-49.0% | $2,440-77.4% |
| Participant deferral / active EE | $1,184 | $1,272-6.9% | $1,963-39.7% | $3,608-67.2% |
| Admin fee / account holder | $15 | $2,125-99.3% | $3,335-99.6% | $5,124-99.7% |