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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,179 | $78,013-1.1% | $178,449-56.8% | $80,911-4.6% |
| Participation rate | 69.8% | 65.7%+4.1pp | 77.1%-7.3pp | 67.6%+2.1pp |
| Annual return | 20.67% | 18.07%+2.6pp | 27.09%-6.4pp | 35.63%-15.0pp |
| Employer contribution / active EE | $6,089 | $2,287+166.2% | $3,951+54.1% | $2,756+120.9% |
| Participant deferral / active EE | $10,759 | $4,408+144.1% | $6,277+71.4% | $4,297+150.4% |
| Admin fee / account holder | $1,014 | $7,166-85.9% | $10,362-90.2% | $6,935-85.4% |