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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,522 | $68,996-57.2% | $159,991-81.5% | $68,495-56.9% |
| Participation rate | 69.7% | 65.4%+4.3pp | 78.0%-8.3pp | 67.9%+1.8pp |
| Annual return | 6.55% | -9.65%+16.2pp | 408.82%-402.3pp | -7.84%+14.4pp |
| Employer contribution / active EE | $4,704 | $2,212+112.6% | $4,225+11.3% | $2,596+81.2% |
| Participant deferral / active EE | $9,785 | $4,211+132.4% | $6,183+58.3% | $4,028+143.0% |
| Admin fee / account holder | $131 | $4,797-97.3% | $8,715-98.5% | $5,403-97.6% |