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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,080 | $172,111-77.9% | $150,298-74.7% | $137,256-72.3% |
| Participation rate | 90.9% | 81.7%+9.2pp | 77.8%+13.1pp | 80.0%+10.9pp |
| Annual return | 16.41% | 69.37%-53.0pp | 62.79%-46.4pp | 220.34%-203.9pp |
| Employer contribution / active EE | $1,583 | $4,636-65.9% | $4,154-61.9% | $4,156-61.9% |
| Participant deferral / active EE | $5,729 | $6,166-7.1% | $5,453+5.1% | $6,407-10.6% |
| Admin fee / account holder | $861 | $16,471-94.8% | $14,116-93.9% | $12,270-93.0% |