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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,941 | $202,342-94.1% | $172,752-93.1% | $152,897-92.2% |
| Participation rate | 100.0% | 87.1%+12.9pp | 82.6%+17.4pp | 82.5%+17.5pp |
| Annual return | 27.60% | 1029.83%-1002.2pp | 802.97%-775.4pp | 345.43%-317.8pp |
| Employer contribution / active EE | $1,668 | $5,858-71.5% | $5,144-67.6% | $4,764-65.0% |
| Participant deferral / active EE | $4,940 | $5,948-17.0% | $5,198-5.0% | $5,851-15.6% |
| Admin fee / account holder | $409 | $17,111-97.6% | $13,955-97.1% | $11,599-96.5% |