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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $198,390 | $95,904+106.9% | $173,730+14.2% | $64,340+208.3% |
| Participation rate | 74.0% | 60.6%+13.4pp | 79.6%-5.6pp | 55.2%+18.8pp |
| Annual return | 6.45% | 17.47%-11.0pp | 19.96%-13.5pp | 24.14%-17.7pp |
| Employer contribution / active EE | $478 | $2,323-79.4% | $4,577-89.6% | $1,862-74.3% |
| Participant deferral / active EE | $2,388 | $3,488-31.5% | $6,326-62.3% | $2,980-19.9% |
| Admin fee / account holder | $8,291 | $5,089+62.9% | $17,523-52.7% | $3,703+123.9% |