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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,941 | $72,404-17.2% | $110,243-45.6% | $64,173-6.6% |
| Participation rate | 89.1% | 73.3%+15.7pp | 79.8%+9.2pp | 69.6%+19.5pp |
| Annual return | -5.25% | -6.29%+1.0pp | 314.76%-320.0pp | 7.63%-12.9pp |
| Employer contribution / active EE | $331 | $2,282-85.5% | $3,827-91.3% | $2,381-86.1% |
| Participant deferral / active EE | $2,534 | $3,469-26.9% | $4,672-45.8% | $3,470-27.0% |
| Admin fee / account holder | $4,728 | $5,664-16.5% | $8,548-44.7% | $4,887-3.3% |