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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,699 | $83,485-21.3% | $125,195-47.5% | $72,976-10.0% |
| Participation rate | 80.4% | 73.3%+7.1pp | 79.8%+0.6pp | 69.5%+10.9pp |
| Annual return | 17.95% | 25.77%-7.8pp | 43.79%-25.8pp | 81.02%-63.1pp |
| Employer contribution / active EE | $519 | $2,346-77.9% | $3,866-86.6% | $2,440-78.7% |
| Participant deferral / active EE | $3,119 | $3,586-13.0% | $4,937-36.8% | $3,608-13.5% |
| Admin fee / account holder | $10,101 | $5,518+83.1% | $9,704+4.1% | $5,124+97.1% |