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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,759 | $91,559-29.3% | $133,978-51.7% | $79,856-18.9% |
| Participation rate | 55.1% | 73.3%-18.3pp | 79.8%-24.8pp | 69.6%-14.6pp |
| Annual return | 10.49% | 61.85%-51.4pp | 45.10%-34.6pp | 31.71%-21.2pp |
| Employer contribution / active EE | $699 | $2,384-70.7% | $3,919-82.2% | $2,471-71.7% |
| Participant deferral / active EE | $2,009 | $3,734-46.2% | $5,047-60.2% | $3,741-46.3% |
| Admin fee / account holder | $1,345 | $6,321-78.7% | $8,930-84.9% | $5,306-74.7% |