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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $182,564 | $101,795+79.3% | $165,100+10.6% | $80,959+125.5% |
| Participation rate | 80.4% | 71.8%+8.6pp | 78.6%+1.8pp | 67.7%+12.7pp |
| Annual return | 4.05% | 16.73%-12.7pp | 70.21%-66.2pp | 35.67%-31.6pp |
| Employer contribution / active EE | $886 | $2,954-70.0% | $4,348-79.6% | $2,757-67.9% |
| Participant deferral / active EE | $2,587 | $4,476-42.2% | $6,035-57.1% | $4,300-39.8% |
| Admin fee / account holder | $7,479 | $8,221-9.0% | $12,696-41.1% | $6,925+8.0% |