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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $198,390 | $91,760+116.2% | $156,181+27.0% | $67,986+191.8% |
| Participation rate | 74.0% | 65.0%+9.0pp | 78.8%-4.8pp | 57.2%+16.8pp |
| Annual return | 6.45% | 18.14%-11.7pp | 64.87%-58.4pp | 31.67%-25.2pp |
| Employer contribution / active EE | $478 | $2,419-80.2% | $4,294-88.9% | $2,019-76.3% |
| Participant deferral / active EE | $2,388 | $3,960-39.7% | $6,132-61.1% | $3,358-28.9% |
| Admin fee / account holder | $8,291 | $3,949+110.0% | $14,586-43.2% | $3,203+158.8% |