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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,688 | $110,551-73.1% | $80,741-63.2% | $167,518-82.3% |
| Participation rate | 39.1% | 64.0%-24.8pp | 54.2%-15.0pp | 82.1%-43.0pp |
| Annual return | 23.21% | 120.57%-97.4pp | 87.30%-64.1pp | 478.71%-455.5pp |
| Employer contribution / active EE | $1,102 | $1,543-28.6% | $1,160-5.0% | $4,838-77.2% |
| Participant deferral / active EE | $2,421 | $2,870-15.7% | $2,145+12.8% | $6,342-61.8% |
| Admin fee / account holder | $5 | $4,547-99.9% | $3,380-99.9% | $12,312-100.0% |