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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,538 | $27,936-5.0% | $58,561-54.7% | $75,173-64.7% |
| Participation rate | 19.8% | 38.8%-19.1pp | 50.9%-31.1pp | 67.2%-47.4pp |
| Annual return | 30.44% | 44.21%-13.8pp | 4251.33%-4220.9pp | 160.72%-130.3pp |
| Employer contribution / active EE | $501 | $670-25.2% | $1,053-52.5% | $2,671-81.3% |
| Participant deferral / active EE | $868 | $1,202-27.8% | $1,923-54.8% | $4,126-79.0% |
| Admin fee / account holder | $25 | $1,727-98.5% | $2,520-99.0% | $5,651-99.6% |