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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,465 | $108,285-82.0% | $77,552-74.9% | $158,982-87.8% |
| Participation rate | 42.9% | 64.4%-21.6pp | 54.2%-11.3pp | 82.0%-39.1pp |
| Annual return | 43.90% | 31.69%+12.2pp | 54.82%-10.9pp | 302.99%-259.1pp |
| Employer contribution / active EE | $874 | $1,325-34.0% | $987-11.4% | $4,763-81.6% |
| Participant deferral / active EE | $3,006 | $2,455+22.4% | $1,861+61.5% | $5,983-49.8% |
| Admin fee / account holder | $469 | $3,709-87.3% | $2,859-83.6% | $11,252-95.8% |