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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,538 | $59,440-3.2% | $78,004-26.2% | $82,637-30.4% |
| Participation rate | 92.9% | 62.8%+30.0pp | 69.4%+23.4pp | 68.1%+24.8pp |
| Annual return | 15.37% | 40.24%-24.9pp | 31.07%-15.7pp | 53.51%-38.1pp |
| Employer contribution / active EE | $4,499 | $1,750+157.0% | $2,469+82.2% | $2,552+76.3% |
| Participant deferral / active EE | $10,191 | $3,138+224.7% | $4,092+149.1% | $4,126+147.0% |
| Admin fee / account holder | $9,443 | $5,504+71.6% | $7,578+24.6% | $7,339+28.7% |