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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,965 | $59,804-78.3% | $81,982-84.2% | $79,856-83.8% |
| Participation rate | 85.9% | 61.6%+24.3pp | 69.3%+16.7pp | 69.6%+16.3pp |
| Annual return | 73.21% | 17.56%+55.6pp | 41.31%+31.9pp | 31.71%+41.5pp |
| Employer contribution / active EE | $525 | $1,713-69.4% | $2,498-79.0% | $2,471-78.8% |
| Participant deferral / active EE | $4,846 | $2,695+79.8% | $3,722+30.2% | $3,741+29.6% |
| Admin fee / account holder | $1,521 | $4,288-64.5% | $5,665-73.2% | $5,306-71.3% |