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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,263 | $51,202-31.1% | $70,548-50.0% | $75,181-53.1% |
| Participation rate | 93.3% | 61.0%+32.4pp | 68.3%+25.0pp | 67.2%+26.1pp |
| Annual return | 19.24% | 30.05%-10.8pp | 32.78%-13.5pp | 160.69%-141.4pp |
| Employer contribution / active EE | $5,079 | $1,827+178.1% | $2,975+70.7% | $2,671+90.2% |
| Participant deferral / active EE | $11,772 | $2,850+313.1% | $4,567+157.7% | $4,126+185.3% |
| Admin fee / account holder | $3,895 | $4,094-4.9% | $6,424-39.4% | $5,650-31.1% |