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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,355 | $185,312-83.6% | $161,489-81.2% | $154,746-80.4% |
| Participation rate | 86.4% | 82.5%+3.9pp | 78.7%+7.7pp | 80.7%+5.7pp |
| Annual return | 14.15% | 103.84%-89.7pp | 89.72%-75.6pp | 172.34%-158.2pp |
| Employer contribution / active EE | $843 | $4,769-82.3% | $4,268-80.3% | $4,379-80.8% |
| Participant deferral / active EE | $2,749 | $6,350-56.7% | $5,630-51.2% | $6,730-59.2% |
| Admin fee / account holder | $1,489 | $18,654-92.0% | $16,006-90.7% | $14,365-89.6% |