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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,619 | $157,276-76.7% | $141,177-74.1% | $152,885-76.0% |
| Participation rate | 88.9% | 84.8%+4.1pp | 82.5%+6.4pp | 82.5%+6.4pp |
| Annual return | 18.34% | 64.33%-46.0pp | 71.40%-53.1pp | 345.39%-327.1pp |
| Employer contribution / active EE | $2,224 | $5,262-57.7% | $4,736-53.0% | $4,763-53.3% |
| Participant deferral / active EE | $2,957 | $7,110-58.4% | $6,710-55.9% | $5,851-49.5% |
| Admin fee / account holder | $3,328 | $12,123-72.5% | $10,263-67.6% | $11,598-71.3% |