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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,305 | $82,674-36.7% | $125,363-58.3% | $68,495-23.6% |
| Participation rate | 90.7% | 75.0%+15.6pp | 82.4%+8.3pp | 67.9%+22.8pp |
| Annual return | -9.24% | -5.97%-3.3pp | 572.15%-581.4pp | -7.84%-1.4pp |
| Employer contribution / active EE | $7,434 | $3,382+119.8% | $4,815+54.4% | $2,596+186.3% |
| Participant deferral / active EE | $14,577 | $6,111+138.5% | $7,447+95.7% | $4,028+261.9% |
| Admin fee / account holder | $3,626 | $6,276-42.2% | $10,005-63.8% | $5,403-32.9% |