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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,183 | $98,766-60.3% | $149,730-73.8% | $79,852-50.9% |
| Participation rate | 75.4% | 75.8%-0.4pp | 82.5%-7.1pp | 69.6%+5.8pp |
| Annual return | 18.48% | 27.43%-9.0pp | 276.70%-258.2pp | 31.72%-13.2pp |
| Employer contribution / active EE | $0 | $3,217-100.0% | $4,645-100.0% | $2,471-100.0% |
| Participant deferral / active EE | $12,129 | $5,681+113.5% | $6,843+77.3% | $3,740+224.3% |
| Admin fee / account holder | $11,536 | $6,052+90.6% | $9,310+23.9% | $5,306+117.4% |