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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,594 | $76,551-70.5% | $123,894-81.8% | $62,881-64.1% |
| Participation rate | 76.0% | 73.0%+3.0pp | 81.4%-5.4pp | 69.3%+6.7pp |
| Annual return | 17.83% | 18.68%-0.8pp | 47.52%-29.7pp | 20.14%-2.3pp |
| Employer contribution / active EE | $0 | $2,882-100.0% | $4,617-100.0% | $2,281-100.0% |
| Participant deferral / active EE | $10,957 | $4,840+126.4% | $5,984+83.1% | $3,203+242.1% |
| Admin fee / account holder | $2,222 | $4,826-54.0% | $8,357-73.4% | $4,296-48.3% |