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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,130 | $154,228-40.3% | $145,433-36.7% | $137,256-32.9% |
| Participation rate | 83.3% | 83.8%-0.5pp | 82.1%+1.2pp | 80.0%+3.4pp |
| Annual return | 16.51% | 74.59%-58.1pp | 66.58%-50.1pp | 220.34%-203.8pp |
| Employer contribution / active EE | $10,977 | $4,804+128.5% | $4,554+141.0% | $4,156+164.1% |
| Participant deferral / active EE | $22,462 | $8,216+173.4% | $7,897+184.4% | $6,407+250.6% |
| Admin fee / account holder | $14,487 | $14,344+1.0% | $13,129+10.3% | $12,270+18.1% |