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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,733 | $157,276-89.4% | $141,177-88.1% | $152,885-89.1% |
| Participation rate | 84.6% | 84.8%-0.2pp | 82.5%+2.1pp | 82.5%+2.2pp |
| Annual return | 26.06% | 64.33%-38.3pp | 71.40%-45.3pp | 345.39%-319.3pp |
| Employer contribution / active EE | $3,957 | $5,262-24.8% | $4,736-16.4% | $4,763-16.9% |
| Participant deferral / active EE | $7,127 | $7,110+0.2% | $6,710+6.2% | $5,851+21.8% |
| Admin fee / account holder | $12,337 | $12,123+1.8% | $10,263+20.2% | $11,598+6.4% |