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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,276 | $176,105-89.6% | $159,474-88.5% | $167,536-89.1% |
| Participation rate | 80.0% | 85.0%-5.0pp | 82.8%-2.8pp | 82.1%-2.1pp |
| Annual return | 24.36% | 331.91%-307.6pp | 263.68%-239.3pp | 478.82%-454.5pp |
| Employer contribution / active EE | $2,859 | $5,299-46.0% | $4,831-40.8% | $4,839-40.9% |
| Participant deferral / active EE | $10,330 | $7,751+33.3% | $7,353+40.5% | $6,342+62.9% |
| Admin fee / account holder | $3,352 | $12,559-73.3% | $10,802-69.0% | $12,315-72.8% |