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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,356 | $148,623-82.9% | $135,974-81.4% | $139,466-81.8% |
| Participation rate | 69.2% | 83.9%-14.6pp | 81.9%-12.7pp | 80.3%-11.1pp |
| Annual return | 20.51% | 79.30%-58.8pp | 68.30%-47.8pp | 373.66%-353.2pp |
| Employer contribution / active EE | $4,208 | $5,246-19.8% | $4,859-13.4% | $4,754-11.5% |
| Participant deferral / active EE | $10,544 | $8,103+30.1% | $7,760+35.9% | $6,712+57.1% |
| Admin fee / account holder | $2,135 | $12,406-82.8% | $10,767-80.2% | $11,409-81.3% |