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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,503 | $160,040-81.6% | $147,096-79.9% | $145,877-79.8% |
| Participation rate | 80.0% | 84.0%-4.0pp | 82.2%-2.2pp | 80.3%-0.3pp |
| Annual return | 15.23% | 98.49%-83.3pp | 419.75%-404.5pp | 551.28%-536.0pp |
| Employer contribution / active EE | $3,279 | $5,289-38.0% | $4,936-33.6% | $4,663-29.7% |
| Participant deferral / active EE | $8,085 | $8,429-4.1% | $8,071+0.2% | $6,691+20.8% |
| Admin fee / account holder | $3,235 | $15,050-78.5% | $13,005-75.1% | $13,402-75.9% |