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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,931 | $183,592-82.6% | $155,567-79.5% | $145,959-78.1% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 6.65% | 61.24%-54.6pp | 64.74%-58.1pp | 561.95%-555.3pp |
| Employer contribution / active EE | $2,061 | $5,315-61.2% | $4,674-55.9% | $4,661-55.8% |
| Participant deferral / active EE | $2,655 | $6,464-58.9% | $5,628-52.8% | $6,689-60.3% |
| Admin fee / account holder | $50,896 | $19,318+163.5% | $15,916+219.8% | $13,398+279.9% |