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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,028 | $209,425-71.3% | $178,499-66.4% | $158,966-62.2% |
| Participation rate | 87.5% | 86.4%+1.1pp | 81.9%+5.6pp | 82.0%+5.5pp |
| Annual return | 10.98% | 188.80%-177.8pp | 151.10%-140.1pp | 302.95%-292.0pp |
| Employer contribution / active EE | $0 | $5,707-100.0% | $5,011-100.0% | $4,762-100.0% |
| Participant deferral / active EE | $3,104 | $5,955-47.9% | $5,202-40.3% | $5,983-48.1% |
| Admin fee / account holder | $3,812 | $17,078-77.7% | $13,986-72.7% | $11,250-66.1% |