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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,308 | $94,749-19.5% | $112,899-32.4% | $139,456-45.3% |
| Participation rate | 100.0% | 81.3%+18.7pp | 80.5%+19.5pp | 80.3%+19.7pp |
| Annual return | 14.40% | 40.92%-26.5pp | 34.11%-19.7pp | 373.45%-359.1pp |
| Employer contribution / active EE | $4,186 | $4,630-9.6% | $4,566-8.3% | $4,753-11.9% |
| Participant deferral / active EE | $6,839 | $6,517+4.9% | $6,516+5.0% | $6,711+1.9% |
| Admin fee / account holder | $708 | $8,530-91.7% | $7,047-90.0% | $11,407-93.8% |