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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $99,772 | $97,765+2.1% | $103,486-3.6% | $145,884-31.6% |
| Participation rate | 90.9% | 81.1%+9.8pp | 80.5%+10.4pp | 80.3%+10.6pp |
| Annual return | 10.32% | 25.44%-15.1pp | 23.93%-13.6pp | 551.85%-541.5pp |
| Employer contribution / active EE | $4,100 | $4,687-12.5% | $4,679-12.4% | $4,662-12.1% |
| Participant deferral / active EE | $6,779 | $6,606+2.6% | $6,628+2.3% | $6,690+1.3% |
| Admin fee / account holder | $1,459 | $12,505-88.3% | $9,354-84.4% | $13,392-89.1% |