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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,143 | $96,965-72.0% | $97,995-72.3% | $147,586-81.6% |
| Participation rate | 100.0% | 83.6%+16.4pp | 82.4%+17.6pp | 82.8%+17.2pp |
| Annual return | 13.90% | 24.11%-10.2pp | 23.94%-10.0pp | 578.59%-564.7pp |
| Employer contribution / active EE | $1,065 | $4,536-76.5% | $4,158-74.4% | $4,876-78.2% |
| Participant deferral / active EE | $6,446 | $5,081+26.9% | $5,097+26.5% | $5,439+18.5% |
| Admin fee / account holder | $1,095 | $8,120-86.5% | $5,943-81.6% | $10,886-89.9% |