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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,143 | $110,337-74.5% | $102,383-72.5% | $145,877-80.7% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.5%+25.5pp | 80.3%+19.7pp |
| Annual return | 3.03% | 24.83%-21.8pp | 24.94%-21.9pp | 551.28%-548.3pp |
| Employer contribution / active EE | $148 | $4,216-96.5% | $3,870-96.2% | $4,663-96.8% |
| Participant deferral / active EE | $3,389 | $5,621-39.7% | $5,060-33.0% | $6,691-49.3% |
| Admin fee / account holder | $972 | $9,750-90.0% | $8,391-88.4% | $13,402-92.7% |