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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,361 | $106,247-81.8% | $96,515-79.9% | $139,466-86.1% |
| Participation rate | 100.0% | 77.8%+22.2pp | 74.3%+25.7pp | 80.3%+19.7pp |
| Annual return | 9.01% | 38.47%-29.5pp | 35.73%-26.7pp | 373.66%-364.7pp |
| Employer contribution / active EE | $113 | $4,106-97.3% | $3,740-97.0% | $4,754-97.6% |
| Participant deferral / active EE | $2,250 | $5,456-58.8% | $4,880-53.9% | $6,712-66.5% |
| Admin fee / account holder | $6,258 | $7,885-20.6% | $6,735-7.1% | $11,409-45.2% |