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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,687 | $57,352-84.9% | $83,831-89.6% | $64,173-86.5% |
| Participation rate | 71.9% | 68.6%+3.3pp | 76.1%-4.3pp | 69.6%+2.3pp |
| Annual return | -7.64% | 11.38%-19.0pp | 850.99%-858.6pp | 7.63%-15.3pp |
| Employer contribution / active EE | $577 | $2,546-77.3% | $3,631-84.1% | $2,381-75.8% |
| Participant deferral / active EE | $1,034 | $2,993-65.5% | $4,082-74.7% | $3,470-70.2% |
| Admin fee / account holder | $771 | $4,046-80.9% | $5,479-85.9% | $4,887-84.2% |