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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,629 | $107,363-90.1% | $92,909-88.6% | $152,897-93.0% |
| Participation rate | 100.0% | 79.8%+20.2pp | 76.0%+24.0pp | 82.5%+17.5pp |
| Annual return | 14.44% | 145.63%-131.2pp | 109.44%-95.0pp | 345.43%-331.0pp |
| Employer contribution / active EE | $751 | $4,222-82.2% | $3,653-79.4% | $4,764-84.2% |
| Participant deferral / active EE | $996 | $4,848-79.5% | $4,238-76.5% | $5,851-83.0% |
| Admin fee / account holder | $543 | $7,082-92.3% | $5,795-90.6% | $11,599-95.3% |