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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,180 | $171,492-77.2% | $150,734-74.0% | $198,609-80.3% |
| Participation rate | 100.0% | 81.4%+18.6pp | 78.4%+21.6pp | 82.4%+17.6pp |
| Annual return | 4.08% | 804.70%-800.6pp | 600.81%-596.7pp | 202.70%-198.6pp |
| Employer contribution / active EE | $0 | $5,470-100.0% | $4,918-100.0% | $5,055-100.0% |
| Participant deferral / active EE | $4,281 | $6,259-31.6% | $5,610-23.7% | $6,977-38.6% |
| Admin fee / account holder | $1,717 | $17,628-90.3% | $14,905-88.5% | $19,030-91.0% |