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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,826 | $72,465+14.3% | $67,575+22.6% | $145,884-43.2% |
| Participation rate | 100.0% | 76.9%+23.1pp | 72.9%+27.1pp | 80.3%+19.7pp |
| Annual return | 14.36% | 7222.56%-7208.2pp | 3528.98%-3514.6pp | 551.85%-537.5pp |
| Employer contribution / active EE | $8,670 | $3,074+182.1% | $2,736+216.9% | $4,662+86.0% |
| Participant deferral / active EE | $17,695 | $4,786+269.8% | $4,003+342.0% | $6,690+164.5% |
| Admin fee / account holder | $1,168 | $5,515-78.8% | $3,993-70.8% | $13,392-91.3% |