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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,371 | $69,230-28.7% | $64,085-23.0% | $139,427-64.6% |
| Participation rate | 100.0% | 75.6%+24.4pp | 72.3%+27.7pp | 80.3%+19.7pp |
| Annual return | 17.22% | 45.89%-28.7pp | 33.69%-16.5pp | 373.27%-356.0pp |
| Employer contribution / active EE | $6,476 | $3,182+103.5% | $2,747+135.7% | $4,752+36.3% |
| Participant deferral / active EE | $13,997 | $4,681+199.0% | $3,881+260.7% | $6,711+108.6% |
| Admin fee / account holder | $642 | $4,246-84.9% | $3,069-79.1% | $11,404-94.4% |