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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,371 | $69,274-28.7% | $64,097-23.0% | $139,487-64.6% |
| Participation rate | 100.0% | 75.6%+24.4pp | 72.3%+27.7pp | 80.3%+19.7pp |
| Annual return | 17.22% | 46.00%-28.8pp | 33.75%-16.5pp | 373.84%-356.6pp |
| Employer contribution / active EE | $6,476 | $3,187+103.2% | $2,750+135.5% | $4,755+36.2% |
| Participant deferral / active EE | $13,997 | $4,685+198.8% | $3,881+260.6% | $6,713+108.5% |
| Admin fee / account holder | $642 | $4,247-84.9% | $3,070-79.1% | $11,407-94.4% |