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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,652 | $67,396-63.4% | $60,919-59.5% | $134,545-81.7% |
| Participation rate | 100.0% | 76.2%+23.8pp | 73.1%+26.9pp | 81.2%+18.8pp |
| Annual return | -32.73% | 50.12%-82.9pp | 16.96%-49.7pp | 418.37%-451.1pp |
| Employer contribution / active EE | $7,775 | $3,101+150.7% | $2,704+187.6% | $4,742+64.0% |
| Participant deferral / active EE | $16,342 | $4,534+260.4% | $3,814+328.4% | $6,401+155.3% |
| Admin fee / account holder | $5,359 | $4,590+16.8% | $3,228+66.0% | $11,431-53.1% |