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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,652 | $67,340-63.4% | $60,888-59.5% | $134,493-81.7% |
| Participation rate | 100.0% | 76.2%+23.8pp | 73.1%+26.9pp | 81.2%+18.8pp |
| Annual return | -32.73% | 49.97%-82.7pp | 16.91%-49.6pp | 418.01%-450.7pp |
| Employer contribution / active EE | $7,775 | $3,096+151.1% | $2,702+187.8% | $4,740+64.0% |
| Participant deferral / active EE | $16,342 | $4,538+260.1% | $3,817+328.1% | $6,400+155.4% |
| Admin fee / account holder | $5,359 | $4,583+16.9% | $3,225+66.2% | $11,425-53.1% |